InvestmentSense

There’s no magic formula for overcoming the challenges posed by the prolonged low-interest-rate environment, longer life expectancies, and more vibrant (read expensive) lifestyles, instead “seven key principles can help optimize retirees resources,” said Matt Sommer, the head of Janus Capital Group’s defined contribution and wealth advisor services team, at IMCA’s 2017 Investment Advisor Forum.

Make one’s money last as long as one needs it and establishing a spending policy plan creates a strong foundation for achieving this. According to Sommer, a plan requires dividing a client’s potential expenditures into a hierarchy of necessities, wants, and wishes. Then, client and advisor figure out where the money will come from to fund these expenditures, determine when and how allotted amounts could deviate from the plan, and review the plan regularly.

. Retirees generally have income streams from a variety of sources, from brokerage accounts and individual retirement accounts to Social...

Leading strategists Liz Ann Sonders, from Charles Schwab, and Jonathan Golub, RBC Capital Markets, were generally optimistic about the state of the U.S. economy and said there are no signs of impending recession at IMCA’s 2017 Investment Advisor Forum’s Strategist Panel. While they noted that the stock market has reacted positively to the election of President Donald Trump because of expectations of accelerated growth, they cautioned that these expectations may be somewhat overheated. Any...

“When I was looking for a professional certification, I wanted something that would do more than just put a few letters behind my name,” said Robert Luna, chief executive officer, Surevest Wealth Management. “I wanted something with rigor that would really challenge me.”

Luna chose the Certified Investment Management Analyst^® (CIMA^®) Certification Program offered through Wharton Executive Education, a division of The Wharton School, University of Pennsylvania. The Wharton program provides...

It’s no secret that financial advisors face a rapidly changing landscape in 2017. From Brexit to the new Trump administration, advisors must brace themselves and their clients for a dynamically shifting financial climate in the coming year. Are you prepared? Next week’s IMCA 2017 Investment Advisor Forum in New York, Feb. 9-10, can help advisors advance their education and their practices. It’s an excellent forum to learn from some of the top minds in the financial services industry.

Hear from:

As we round out 2016, Investments & Wealth Monitor focuses on niche client segments. The Editorial Advisory Board put some thoughtful work into narrowing this universe to millennials, same-sex couples, women, business owners, and one I would never have thought of—later-in-life divorce.

Did you know that millennials are the largest of the three generations in today’s workforce? I didn’t know that until I read Keith Robinson’s “Managing the Millennial Generation,” which explores millennial...

Dear IMCA Members and Friends:

As we enter the holiday season, we’d like to share our appreciation for your support as members of IMCA and your commitment to raising the quality of professionalism in the advisor industry. Without your participation, we couldn’t have progressed toward our mission to deliver premier investment and wealth credentials and world-class education.

Throughout 2016, IMCA’s board of directors and staff were focused on several objectives that articulate the value and...