If the Service Is Free, Then You’re the Product

There’s no shortage of free information out there. It’s everywhere you turn these days—social platforms, data, products, education, news, content. The sources of such information compete for your clicks, and then it’s not about adding objective value anymore. It’s about telling a story—a narrative that inevitably favors the owners’ interests over the users. But as historian and political commentator Niall Ferguson ironically explained at Schwab’s 2018 IMPACT conference in Washington, DC: "The owners become fantastically wealthy. And the users don’t realize that if the service is free, then they’re the product."

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Topics: Insider, financial advisors

Do not continue to let behavioral biases impact portfolio construction

Posted by Communications Staff on Jun 29, 2020 11:00:00 AM

“Experience is simply the name we give our mistakes.” Oscar Wilde

Don’t continue to let behavioral biases impact portfolio construction. By acknowledging that advisors are subject to many of the same behavioral biases as clients new report, Mitigating the Impact of Advisors’ Behavioral Biases, will show advisors how they can improve their portfolio construction and management processes.

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Topics: investments, wealth, retirement, retire, financial advisors

Continuing Education Can Help Increase Employee Productivity and Retention and Create Organizational Happiness in the Long Run

Posted by Communications Staff on Jun 15, 2020 3:04:11 PM

Many experts agree that meaningful and valuable training not only increases morale but has a significant impact on the productivity of their advisors. In fact, the research group Gallup, found that one of the most important factors in creating a “high-performance workplace” is creating a culture that values the growth of individuals.

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Topics: investments, wealth, retirement, financial advisors

Mitigating the Impact of Advisors’ Behavioral Biases

Posted by Communications Staff on Jun 10, 2020 4:05:00 PM

New White Paper by Charles Schwab Investment Management in collaboration with the Investments & Wealth Institute and Cerulli Associates, is now available.

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Topics: investments, economy, economics, wealth, retirement, financial advisors

Managing Risk in Volatile Times

Posted by Tony Davidow, CIMA on Mar 3, 2020 1:09:21 PM

 

- Tony Davidow

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Topics: financial advisors

The Rise of the Models: Asset Allocation Considerations

Posted by Tony Davidow, CIMA on Feb 21, 2020 11:45:14 AM

   By: Tony Davidow

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Topics: financial advisors

Welcome to The Institute Blog:  Investment Sense - Advanced analysis for today’s savvy advisors

Investment Sense provides expert thinking on the relevant topics that impact your business along with  updates from the Institute that will keep you up to speed on important happenings at your professional association. Industry experts—practitioners, academics and economists—will provide the latest thinking on today’s important topics, and you’ll hear from Institute volunteers and staff on association news that impacts your membership and certification.   

 

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We encourage you to read the latest posts, share content with colleagues and peers, and let us know what you think. You can comment on a blog post or email us at communications@i-w.org with feedback.

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